There will likely never be enough free drug rehab to go around. This is also true for low cost and very affordable drug rehab. There are some very likely reasons for this. One is, without massive government financing, there will just not be enough places in free drug rehabs. Likely with a public system the quality will be diluted and effectiveness will be decreased. These are interesting questions but the fact remains, for today and the foreseeable future, there is just not enough free or affordable drug rehab.

This leaves the only real option for some families is to creatively finance a stay in drug rehab. Start with the cheapest source of credit you can find, and spread the load as a family. At a meeting of everyone who is willing to help, try to divide the amount up, and let people take care of their commitment. Decide on a date to have it in place by. Start with your lowest interest rate source. Lines of credit or a home equity loan is the best bet. Second in credit cards and last is finance companies.

Make sure you come to an agreement in writing. Put down if you expect the client going to rehab to make any repayment, and what are the terms. If you expect them to pay back ½ of the money write it down. Also write down clearly, under no circumstances is the client to leave the program early, and if they do what the consequences with the family will be.

Clearly state what you expect the client to be responsible for after rehab. Even though it is a crisis, that does not mean you are not allowed to write things down and sign them. The “just get them in rehab” plan usually leaves a lot of confusion and misunderstandings later. It is O.K. to borrow money for rehab. It is probably poor judgement to do it with assumptions that we can work it out later, when everything is hopefully back to normal.

This entry was posted on Thursday, February 28th, 2008 at 6:03 am and is filed under Drug Rehab, Free Drug Rehab, Rehab Blog. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.